How does Jon invest in his RRIF so he has enough cash when he must start withdrawing? – Financial Post, June 13, 2025
https://financialpost.com/fp-answers/invest-rrif-have-enough-cash-withdrawals-start
Andrew Dobson examines the “several strategies for maximizing cash flow when mandatory withdrawals start in your retirement fund”.
What asset mix minimizes your chances of a loss? – Globe and Mail, June 10, 2025
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-what-asset-mix-minimizes-your-chances-of-a-loss/
Frederick Vettese discusses how “No one likes to lose money. But retirees are especially averse to investment losses, since they no longer have a continuing stream of employment earnings.” He drills down into a scenario where a hypothetical retiree “considers three asset mixes: 40/60, meaning 40 per cent in stocks (split evenly between U.S. and Canadian ones), and 60 per cent in long-term government bonds; 20/80; and 0/100, meaning everything in bonds.
Should I use retirement savings to pay off credit card debt? – MoneySense.ca, June 9, 2025
https://www.moneysense.ca/save/debt/should-i-use-retirement-savings-to-pay-off-credit-card-debt/
Alexandra Rodriguez, in conjunction with Credit Canada, responds to a reader’s question … “Should you cash out some of your RRIF monies to pay down credit card debt or take out a loan at a bank or private lending?”
Hidden risks for Canadians planning to downsize their retirement – National Post, June 9, 2025
https://financialpost.com/personal-finance/retirement/hidden-risks-canadians-planning-downsize-retirement
Jason Heath discusses how “Many homeowners hope their property will help fund their retirement and some are relying heavily on a downsize.” but warns that “it’s not always the windfall retirees expect”.
Stress-test your retirement: Four smart moves to make now – Globe and Mail, May 21, 2025
https://www.theglobeandmail.com/investing/article-stress-test-your-retirement-four-smart-moves-to-make-now/
Joel Schlesinger offers some suggestions to counter how “Tariff wars, financial uncertainty and recession worries have roiled markets and investment portfolios”. He suggests that you “Stress-test your retirement” by making “Four smart moves … now”.
“My Weekly Reads” are articles I have read throughout the week because they were of interest to me … for good, or for bad reasons. 🙂 Sharing them does not mean that I endorse them unless I explicitly state that. If concepts contained in the financial articles I share are of interest to you please remember that is always a good idea to ask your financial adviser’s advice when considering making changes to your financial portfolio or changing your spending habits.
