June 15, 2026

The Past Week’s Reads — June 8 – June 14, 2026

As Canada faces crippling debt, it must do the unpopular thing and cut elderly benefits – Globe and Mail, June 1, 2026
https://www.theglobeandmail.com/business/commentary/article-canada-debt-cut-elderly-benefits/
Grady Munro and Jake Fuss suggest that “To truly transform federal finances, the Carney government must reduce spending, even in areas that are politically unpopular. And to truly be ambitious, it should start by reducing elderly benefits – Ottawa’s largest single spending item.”

The smart retirement planning move is to co-ordinate your RRSP contributions with CPP – Globe and Mail, June 10, 2026
https://www.theglobeandmail.com/investing/personal-finance/article-retirement-planning-rrsp-contributions-cpp/
Frederick Vettese discusses how “Many Canadians saving for retirement will likely be putting money into two or more plans. There is the mandatory Canada Pension Plan, or CPP, and the Quebec equivalent, called QPP. And many are probably also contributing to a registered retirement savings plan, or RRSP, or a workplace pension plan. It might seem obvious, but it usually makes sense to co-ordinate the contributions into the various plans. In other words, you want the total contributions to all plans to be a constant percentage of pay, or possibly a smoothly rising percentage.”

For many families, cognitive decline is the biggest threat to retirement planning – Globe and Mail, June 10, 2026
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-cognitive-decline-memory-judgement-retirement-planning-seniors/
Meera Raman looks at how “The biggest threat to a retirement plan isn’t always a market crash or rising inflation. For many families, it’s cognitive decline. Changes in memory, judgement and decision-making can leave older adults vulnerable to costly mistakes.”

Garry Marr: Will falling house prices delay your retirement? – Financial Post, May 11, 2026
https://financialpost.com/personal-finance/garry-marr-will-falling-house-prices-delay-your-retirement
Garry Marr discusses how “The flaw in the house-as-retirement-piggy-bank plan is that you have to sell it or borrow against it to access the money”

Checking Your Portfolio Isn’t the Same as Reviewing It – National Wealth Management, May 30, 2026
https://www.nationalwealth.ca/blog/checking-your-portfolio-isnt-same-reviewing-it
Todd Ellis discusses the difference between reviewing your portfolio and merely checking it.

“My Weekly Reads” are articles I have read throughout the week because they were of interest to me … for good, or for bad reasons. 🙂 Sharing them does not mean that I endorse them unless I explicitly state that. If concepts contained in the financial articles I share are of interest to you please remember that is always a good idea to ask your financial adviser’s advice when considering making changes to your financial portfolio or changing your spending habits.

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