April 22, 2026

The Past Week’s Reads — July 21 – July 27, 2025

The cult of dividend investing faces a crisis of faith – Globe and Mail, July 19, 2025
https://www.theglobeandmail.com/investing/markets/inside-the-market/article-the-cult-of-dividend-investing-faces-a-crisis-of-faith/
Tim Scheldt suggest that “Blindly chasing dividends is no longer paying off as it did for so long.” We shall see. 🙂

The more you earn, the higher your retirement savings rate needs to be – Globe and Mail, July 22, 2025
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-the-more-you-earn-the-higher-your-retirement-savings-rate-needs-to-be/
Frederick Vettese discusses how “It would be handy to have a single, simple rule for how much to save for retirement. I used to think 10 per cent of pay was a good number, but the true savings rate varies enormously depending on pay level and on when one begins to save.”

How can couples avoid capital gains tax on property in Canada? – MoneySense.ca, July 14, 2025
https://www.moneysense.ca/columns/ask-a-planner/how-can-couples-avoid-capital-gains-tax-on-property-in-canada/
Jason Heath answers an important question from a reader, “what tax and probate implications she might face if she inherits a rental property held only in her husband’s name.”

What to do when a midlife divorce derails your retirement planning – Globe and Mail, July 18, 2025
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-midlife-divorce-retirement-financial-planning/
Danielle Kubes examines how”Often middle-age divorces can shatter the most well-thought-out retirement plans. The value of all assets at the date of separation, including pensions, RRSPs over $100,000, and any primary residence has to be split.” Gray divorce is definitely a bad financial idea for everyone involved.

When you can retire is determined by this one number – and it’s not your age – Globe and Mail, July 17, 2025
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-when-can-i-retire-2/
A “SPECIAL TO THE GLOBE AND MAIL” piece by Kristy Shen and Bryce Leung discusses how “the Financial Independence, Retire Early – or FIRE – movement” retirement age decision “is based on a key insight: When you can retire is not based on your chronological age, but rather on a different number. We call this “the gap.”

“My Weekly Reads” are articles I have read throughout the week because they were of interest to me … for good, or for bad reasons. 🙂 Sharing them does not mean that I endorse them unless I explicitly state that. If concepts contained in the financial articles I share are of interest to you please remember that is always a good idea to ask your financial adviser’s advice when considering making changes to your financial portfolio or changing your spending habits.