April 28, 2026

The Past Week’s Reads — April 20 – April 26, 2026

CPP, OAS and other strategies to help seniors face a more expensive retirement – Financial Post, April 23, 2026
https://financialpost.com/personal-finance/debt/cpp-oas-strategies-help-seniors-expensive-retirement
Mary Castillo comments on how “Many retirees are therefore reconsidering their financial plans, not due to poor decisions but because the economic landscape has changed and retirement can be expensive. Fortunately, there are practical ways to supplement your retirement income without sacrificing the lifestyle you have built.”

I want to retire early. What should I do with my defined benefit pension? – Globe and Mail, April 23, 2026
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-retire-early-defined-benefit-pension/
Vivian Vassos addresses a read’s question about commuting his defined benefit pension.

Tax refunds 2026: How to make every dollar count – MoneySense.ca, April 21, 2026
https://www.moneysense.ca/save/taxes/tax-refunds-2026-how-to-make-every-dollar-count/
Himank Bhatia looks at how to make “the most of your 2026 tax refund with smart strategies to pay down debt and build savings, so every dollar works harder for your financial future.”

Add this to your retirement readiness checklist: TFSAs filled to the max – Globe and Mail, April 20, 2026
https://www.theglobeandmail.com/investing/personal-finance/article-add-this-to-your-retirement-readiness-checklist-tfsas-filled-to-the/
Rob Carrick dives down into how “Seniors are the most avid users of tax-free savings accounts, even though they’re theoretically at the stage of life where saving can be deprioritized down to zero in some cases.” I definitely agree with him on this one! TFSA’s are an amazing retirement tool. Take away my OAS and give me more contribution room.

Why emotional biases may be riskier than market swings – MonetSense.ca, April 17, 2026
https://www.moneysense.ca/save/investing/why-emotional-biases-may-be-riskier-than-market-swings/
Editors at the Canadian Press examine how “Volatile markets can trigger emotional investing driven by biases like overconfidence and herd behaviour. Experts explain how to stay disciplined.”

“My Weekly Reads” are articles I have read throughout the week because they were of interest to me … for good, or for bad reasons. 🙂 Sharing them does not mean that I endorse them unless I explicitly state that. If concepts contained in the financial articles I share are of interest to you please remember that is always a good idea to ask your financial adviser’s advice when considering making changes to your financial portfolio or changing your spending habits.

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