Your spousal status affects your taxes – for better or worse – Globe and Mail, September 26, 2019
https://www.theglobeandmail.com/investing/personal-finance/taxes/article-your-spousal-status-affects-your-taxes-for-better-or-worse/
Tim Cestnick reviews mostly the positive tax benefits of being married or in a common-law relationship. He promises to examine some of the tax challenges folks can face as a spouse or common law partner in a future piece.
The cost of a strong Canada Pension Plan is that the survivor’s benefit is pretty bad – Globe and Mail, September 26, 2019
https://www.theglobeandmail.com/investing/personal-finance/article-the-cost-of-a-strong-canada-pension-plan-is-that-the-survivors/
Rob Carrick examines what a spouse can expect to receive as a survivor benefit when their partner passes a way. The bottom line is that a surviving spouse will receive a greatly reduced amount from their partner’s monthly CPP payments as a survivor benefit. Something we all need to be aware of.
This could be the all-time most ignored piece of personal-finance advice – Globe and Mail, September 11, 2019
https://www.theglobeandmail.com/investing/personal-finance/article-death-in-the-digital-age-how-to-tie-up-loose-ends-with-your-loyalty/
Rob Carrick writes about the importance of including information concerning your digital assets in your will. Often they can slip between the cracks, and be forgotten about entirely. He cites examples such as your “loyalty points”. Carrick provides a link to a book that is probably worth reading.
Four pillars of great financial advice – Globe and Mail, September 10, 2019
https://www.theglobeandmail.com/investing/personal-finance/household-finances/article-four-pillars-of-great-financial-advice/
Rob Carrick offers up some pointers from Harold Geller for folks who think they may not be getting getting their money’s worth from their financial advisors. Some very practical thoughts.
How to save for retirement at a time when most aren’t saving much at all – Financial Post, August 29, 2019
https://business.financialpost.com/personal-finance/retirement/how-to-save-for-retirement-at-a-time-when-most-arent-saving-much-at-all
Jason heath reminds us of some basic tenants, or old rules of thumb related to saving for retirement. The key message is develop a savings plan.
