October 1, 2025

The Past Week’s Reads — October 7 – 13, 2024

Common risks to retirement, investing and financial freedom – MoneySense.ca, October 9, 2024
https://www.moneysense.ca/save/retirement/common-risks-to-retirement-investing-and-financial-freedom/
Francis Gingras Roy has a new book that offers “a practical guide to achieving financial freedom.” he identifies several “common risks to your retirement plan and financial stability.”. Much of the article is about what he identifies as “lifestyle inflation”.

A tax-smart plan for RRIF reform that helps the vast majority of retirees – Globe and Mail, October 10, 2024
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-a-tax-smart-plan-for-rrif-reform-that-helps-the-vast-majority-of/
Rob Carrick reviews a journal article that suggests modifying comedians’ RIF withdrawal rules to allow people who have under $200,000 in their RRSP/RIF’s more flexibility around when and how much they withdraw.

A scientist built this DIY retirement planning app, and there’s a free trial – Globe and Mail, October 7, 2024
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-a-scientist-built-this-diy-retirement-planning-app-and-theres-a-free/
Rob Carrick examines a new retirement financial planning app currently available for free use, MoneyReady. He identifies other available apps as well.

What happens to a RRIF when the account owner dies? – MoneySense.ca, October 7, 2024
https://www.moneysense.ca/save/retirement/rrif/what-happens-to-a-rrif-when-the-account-owner-dies/
Allan Norman looks at an important issue.

Thinking about early retirement? Here’s what you should know first: Dale Jackson – BnnBloomberg.ca., October 4, 2024
https://www.bnnbloomberg.ca/investing/opinion/2024/10/04/thinking-about-early-retirement-heres-what-you-should-know-first-dale-jackson/
Dale Jackson pens an opinion piece on some of the basic tenets around retirement. A video about saving for retirement is included as well.

“My Weekly Reads” are articles I have read throughout the week because they were of interest to me … for good, or for bad reasons. 🙂 Sharing them does not mean that I endorse them unless I explicitly state that. If concepts contained in the financial articles I share are of interest to you please remember that is always a good idea to ask your financial adviser’s advice when considering making changes to your financial portfolio or changing your spending habits.