October 12, 2026

The Past Week’s Reads — October 5 – October 11, 2026

The fight over Old Age Security is getting louder – Globe and Mail, October 9, 2026
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-old-age-security-debate-canadian-association-of-retired-persons-carp/
Meera Raman talks up the ongoing OAS reform debate. I am definitely in favour of reform. Please take away some of my OAS money.

Why falling birth rates may pose a problem for future retirees – Globe and Mail, October 6, 2026
https://www.theglobeandmail.com/investing/personal-finance/retirement/article-falling-fertility-rates-retirees-economic-impact/
Frederick Vettese examines how “Fertility rates have been dropping almost everywhere over the past 60 years, and that has implications for retirees.”

Forget delayed gratification. Today’s consumer culture calls for a chill retirement – Globe and Mail, October 5, 2026
https://www.theglobeandmail.com/investing/personal-finance/article-chill-retirement-delayed-gratification-millennial-gen-z-spending/
Rob Carrick discusses how “Younger generations are less financially fortunate and under constant pressure to spend more. Personal finance advice should meet them where they’re at.”

How a spousal RRSP can save couples tax – October 1, MoneySense.ca, 2026
https://www.moneysense.ca/columns/ask-a-planner/spousal-rrsp-contributions-taxsavings/
Allan Norman looks at how “There are still unique advantages to spousal RRSP accounts, even after the advent of pension splitting.”

Should I withdraw more than I need to from my retirement accounts? – Globe and Mail, October 2, 2026
https://www.theglobeandmail.com/investing/education/article-should-i-withdraw-more-needed-from-retirement-accounts-foreign-shares/
Andrew Galbraith looks at how in some instances “Withdrawing more than you need from your RRSP or RRIF and reinvesting it can be a reasonable course of action. ”

“My Weekly Reads” are articles I have read throughout the week because they were of interest to me … for good, or for bad reasons. 🙂 Sharing them does not mean that I endorse them unless I explicitly state that. If concepts contained in the financial articles I share are of interest to you please remember that is always a good idea to ask your financial adviser’s advice when considering making changes to your financial portfolio or changing your spending habits.

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